How does a cash back credit card work?
How do the rewards work?
You earn points for every dollar you spend on the card. Then later, you redeem the points for cash. If the card offers 1% cash back, for example, then if you spend $2,500 and earn 2,500 points, you could redeem your 2,500 points for $25.00 cash.
First Citizens’ Cash Back Rewards 1